Buying your new home is an exciting time but can also be a challenge, particularly if you are moving into a new area or moving with a family. However, at Juszt Capital, we will endeavour to remove the worry from the process and make it as simple and straightforward as possible.
By registering online you will be the first to hear of any new properties coming to the market. Or if you would prefer to discuss your requirements in person, you can either call us or visit us at our office at the bottom of Christchurch Park in Ipswich.
Our normal office hours are:
Monday to Friday from 08.30 until 18.00
Saturdays from 10.00 until 13.00
If you would like to arrange a viewing outside of these hours, please call us and we will arrange a further time that suits you.
We are able to provide the right mortgage broker to meet your bespoke property needs.
When you have found the right property you will want to make an offer. This is done through us; we communicate all offers to the seller and to you verbally and in writing. If your offer is not accepted and you are still interested, negotiations will continue to take place.
Once your offer is accepted we will notify you and your Solicitor in writing. If you do not have a Solicitor, we will happily recommend one to you. At this point we will also confirm the position on future marketing of the property with you and the seller.
You will need to complete your mortgage application form (if applicable) as soon as possible and pay the valuation fee.
Once you have instructed your Solicitor, the legal process will begin. At the same time, your lender will process your application, carry out the survey, and issue your mortgage offer.
When your Solicitor has completed all of their enquiries, is satisfied with all matters raised and has a copy of your mortgage offer (if applicable), you will be asked to sign your contract and pay a 10% deposit (percentage can vary). We will agree a date for completion that is acceptable to both the seller and yourself and proceed to exchange of contracts.
On the day of completion your Solicitor will send the balance of the purchase price to the Seller's Solicitor. Once the Seller's Solicitor confirms to us that the funds have been received, we can then release the keys to you and you can begin to enjoy your new home.